CLIPD* tip: Eyes on YOUR cash flow

Record every expense, every day. My beloved still has paper ledgers of rupees in and out while we lived in Nepal. We now use Excel Spreadsheets on the go, but at home, we use Quicken, so easy to key in financial data in categories, classes, accounts, etc.

Doth protest too much? If you've got too many receipts, then as Clark Howard intones, “Shop less, save more.” Every weekend aim to balance your cash for the week. As the Stock Market tanks, don’t let what you overspent tank your finances or pile your place with faded receipts.

*Cindy's Leanings In Personal Downsizing